by Olvenskol
a) There will be things to spend on besides donations soon enough. Some of them can sink a lot of money.b) There's nothing wrong with an early retirement or two (say, level 3-5) to get the campaign rolling. There are a lot of character classes to play!
Ultimately, however, it is up to you. If you enjoy playing her, there's no rush. I'm facing a similar decision with my level 8, 2nd generation Spellweaver. Having fun with her and she's almost fully leveled, but I can end her career by simply running a particular scenario and I'm also anxious to move on.