by JimA759
The quick answer is 'you control when you retire'. The goal is to donate 120 gold - and you can only donate 10 gold each visit to Gloomhaven. So you are in for 12 scenarios or so.However, you decide if you want to donate the 10 gold each time. If you want to delay your retirement, don't donate.
When you decide it is time to retire, make the final 10 gold donation and retire.
JimA